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Worldcare Travel Insurance + Pre-Existing Medical Conditions

Thursday 4 September 2014, 11:03AM

By Pure SEO

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Worldcare Travel Insurance have been in the business of covering New Zealanders overseas for more than ten years, offering policies for every type of traveller. Worldcare travel insurance policies can provide cover for unforeseen medical conditions, so for anyone who has a medical condition or conditions before they travel, cover may be available. To get cover, customers need to declare their existing conditions during the booking process to assess that condition. A number of pre-existing medical conditions are covered automatically, and many others can be covered after assessment, for an additional fee.

A pre-existing medical condition is one that is an on-going condition of which is known about before purchasing travel insurance. A pre-existing medical condition is if someone has suffered any injury, disability, infirmity, existing or recurring illness, or physical defect of which they are aware or for which they have received medical examination, consultation, treatment, investigation and/or medication in the 12 months prior to the commencement date of the policy.

Worldcare Travel Insurance now offer an online assessment tool for pre-existing medical conditions, taking away the hassle for customers of filling out a medical form or visiting a doctor to get their condition assessed. The Healix assessment tool provides Worldcare customers with the means to accurately and efficiently underwrite the increased risk presented by customers with pre-existing medical conditions, at the point of sale. Designed to be fully integrated into existing online sales processes, or seamlessly incorporated into call centre sales processes, this new system provides a fully automated medical risk assessment and rating service which can be completed in just a few minutes.  The customer is able to self-declare health conditions on the phone or online, without having to make a separate phone call to underwriters or wait for doctors’ reports. 

This new assessment tool is able to give an accurate assessment of increased risk within minutes and a medical dictionary prompts users on names and spellings of medical terms so there is no confusion. This is all part of the on-going service provided by Worldcare, along with the fact that in case of emergency, they are available 24 hours a day, seven days a week and their emergency assistance is carried out by the world’s leading medical assistance company, Allianz Global Assistance.
For further information go to www.worldcare.co.nz .