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Some FAQ's From Future Finance

Tuesday 8 August 2017, 1:20PM

By Beckie Wright

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You can start your loan application online in just two minutes at Future Finance, and their friendly lending team will assess your eligibility, and create a finance plan tailored to suit your needs. Once your loan is approved and all documents are returned completed, the money can be paid into your account in just 60 minutes.

However, they find they have a few frequently asked questions which they are always happy to answer, and one of them is people asking how much will it cost. The best way to find out what your exact costs will be is to apply. It all depends on how much you want to borrow and your personal circumstances. They will tailor make a package to suit you, and provide a clear breakdown of all your fees and repayments before you confirm your loan.

Other people want to know what happens if their repayments aren’t on time, and  their answer is you will most likely pay additional fees and charges.

Others need to know that Future Finance are responsible lenders. Future Finance is committed to being a responsible lender, and are a registered Financial Service Provider and are governed by the Commerce Commission under the Credit Contracts and Consumer Finance Act (CCCFA).

Before they assess that you are eligible for a loan they make reasonable enquiries to verify your financial situation, and understand why you need a loan. This includes verifying your income and expenses, reviewing 90 days of your bank transaction history and asking the purpose for your loan. Based on the inquiries and verification that they’ve made they won’t offer you a loan if they believe it’s unsuitable for you. If you are eligible for a loan they disclose a full breakdown of all your fees and repayments before you confirm your loan.

Future Finance will look after your needs and lend you an amount you can comfortably afford to repay. All you need to do is be open and honest about your financial situation, income, and expenses, and they will handle the rest.

For further information on Future Finance and their personal loans, debt consolidation and loans in NZ, please visit the website at www.futurefinance.co.nz .