Making The Most of Low Interest Rates at My Money

Are you making the most of low interest rates? It’s easy to become comfortable with your home loan, especially when you’ve had the same one for many years, and while this can be a good sign to show that you’re happy with the loan you have, it could also mean you’re missing out on savings, and this is where My Money can help.

As life becomes busier, you might not think to review your interest rate and the features that come with your loan, and looking over your home loan every so often – particularly when the official cash rate moves – could give you the chance to save some money in the long-run. Now is a great time to review your options, and Stephen from My Money can show you what the net savings could be.

With the Reserve Bank of New Zealand reducing the official cash rate, many lenders are passing on rate cuts which naturally leads to more savings for both buyers and homeowners, and current homeowners can take advantage of the lower rates through refinancing, meaning that you can take the opportunity to restructure your home loan to suit your current needs.

My Money can help you complete your mortgage application to ensure you present yourself in the best light.  Highlighting the right aspects gives you the strongest chance of an approved loan, and their relationship with banks since 2006 means they can secure loans where other mortgage advisers cannot. Customers know Stephen from My Money for his solving problems skills and making the difficult look easy. Simply put, it’s his job to make sure your application is approved.

My Money also work a lot with insurers, as it is more important than ever to have mortgage or income insurance so that if your health stopped you from working, your home and family have security and peace of mind.

To find out more about commercial mortgage brokers, mortgage brokers and using Kiwisaver for first homes please go to http://mymoney.net.nz .