As Nelson Mini Storage say, “If it’s worth storing, it’s worth insuring”! Storage companies in New Zealand don’t cover the contents inside people’s units. However, most insurance companies will insure you while you store, but obviously you must let them know. Self storage insurance is a very inexpensive way to ensure your goods are protected while in storage, and Nelson Mini Storage can also help with storage insurance if needed.
You can also use the existing insurance through your home and contents insurance. Each insurance company and policy will have different requirements and coverage, so please check with your insurance company whether your existing policy covers your goods while in storage. Important note: If you store your goods with your family or friends and something happens, your items will not be covered under their household policy. This means you still run the risk of losing your goods.
There are a few reasons why you should always have insurance coverage for property stored in a storage unit. Generally, storage units don't come with insurance coverage. However, sometimes proof of insurance coverage for your stored property is required before a rental agreement can be signed.
Just as your home doesn’t have ironclad immunity against severe weather, fire, break-ins, or other possible events, neither does any storage facility. Even though such events are very low-risk, these facilities don’t carry commercial insurance coverage, so the team at Nelson Mini Storage recommend you arrange for your own insurance, or ask them to help with this facility, and for more information on Nelson Storage Solutions, Commercial Storage, Residential Storage and Garage Units please go to http://nelsonministorage.co.nz .