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More and more Kiwi's purchase funeral cover online.
And two things are sure: taxes and death.
Funeral Insurance is an easy way to get cover, to protect your loves ones from a financial burden due to digging fees, embalming, funeral director or crematorium costs.
Guaranteed acceptance, ie no health questions is what characterises funeral insurance. The amount you need to pay for a funeral insurance policy is also known as premiums are based on gender, age and smoking preferences.
There are some pitfalls that you should be aware of because you could end up paying premiums all your life and pay substantially more in premiums than you actual cover.
What you need to look out for is wheater or not
When comparing funeral insurance, these two factors are very important.
If you are paying more for funeral insurance in premiums than your actual cover, you might be better off getting a life insurance policy that is underwritten.