How can smoking affect my life insurance?

Some of the most common questions we receive at Pinnacle Life revolve around smoking and the effect it has on your life insurance policy. Can you start smoking after taking out life insurance? Is vaping considered smoking when it comes to life insurance? Or what happens if you already have a policy but give up smoking? Here’s a quick guide to life insurance for smokers and vapers, and an overview of how we treat smoking as a provider. 

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