5 tips for creating Hygge kiwi style this winter.

When the weather turns dark, cold and wet, and we turn indoors rather than out, Hygge takes on a whole new level of importance. Feeling cosy, contented, and comfortable is the perfect antidote to wild days outside. Getting cosy in winter and spending time with our mates and loved ones can create lasting memories and rituals. It's those things that make us feel lucky, which is what we at Pinnacle Life want you to think about and cherish. 

In NZ, we probably call hygge' being cosy', although the hard-core folk from Otago and Southland might go so far as to call it being a 'bit soft' and to toughen up. If you want to create some cosy comfort NZ style, here are our top tips.