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NZCU Baywide

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Not your typical financial service provider

NZCU Baywide is a 100% New Zealand owned financial co-operative. This means we’re owned by the people –fellow Kiwis just like you. 

We have a long and successful history of helping New Zealanders with their financial needs. Established in 1971 as Whakatu Freezing Works Employee's Credit Union, we have grown to 16 local branches throughout the central and lower North island. 

We offer a wide range of personal loans, from car finance options and holiday loans to low deposit home loans. We also offer a range of insurance options and bank accounts for convenient everyday banking and savings accounts

While we may have grown in size, our values have remained the same 'helping members achieve their financial goals'.

Joined May 2016
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Finance 26 May 2016
What to consider when applying for a personal loan

When you get a personal loan, there are a number of factors you will need to consider before completing a loan application.

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